Who pays funeral costs? As part of an ongoing conversation on this funeral blog the debate continues regarding payments for funeral and cremation services by consumers. Traditionally, the burden of making sure that a deceased person’s funeral bill is paid to appropriate entities such as the funeral home and cemetery are primarily upon the deceased’s survivors. However, a growing trend is shifting from family to governmental agency responsibility and expectation of services without securing necessary payment.
Are choices of disposition based on the amount of funds available to be paid for services? Rising costs of funeral goods and services are no different from any other; a hotel room or an oil change all cost more than even 5 years ago. Payment for goods and services are secured promptly or you don’t get your room key or car keys returned. From these two analogies, are funeral professionals compelled to “give the room key” or “returning the car keys after the oil change” without payment? In essence, if a consumer can’t pay for a particular hotel room or vehicle service, then they can’t get the same level of accommodations or the vehicle service desired. Why the expectation that funeral proprietors should provide desired level of services without equal payment for such services?
The subject and issue is not going away…the “I am struggling to pay” segment of consumer is growing faster than “can I write you a check, use my credit card or use the life insurance” consumer. What is your experience? Cheers y’all.